You can have the best of intentions of doing something but if you don’t have a plan to make it happen it will amount to nothing more than the best of intentions.
How do you go about getting out of debt? Searching for the term on the internet definitely delivers more than its fair share of solutions all claiming to be the gospel of the debt free sinner. Fair enough, some solutions certainly have value and can surely assist the sinner to get into the right mindset of things, but the problem is that most solutions are missing one key feature; customisability. One should always consider how relevant the plan is to your current lifestyle and culture.
I have compiled my own unique plan when it comes to getting out of debt. You can be sure it’s going to need some refinement as time goes on, but I’m confident that as a first pass it has some value and we should be able to see some real results in the next few weeks. Here are 73 Great Debt Elimination Tips from zenhabits.net
After applying my mind for five minutes I came up with five key points – projects as I like to call them – to reach my goal of getting out of debt
- Create a frugal budget.
- Generate extra income
- Review my wasteful habits
- Continue to decrease as much of my current debt as possible (pay less interest)
- Simplifying my home (getting rid of all the white elephants that litter my abode)
That should keep me busy for the next few weeks!
I will apply myself to project 1 & 5 over the next few days and try and come up with some creative solutions to post.
Pictures are of my little place pre-simplification. Some serious effort is required to get this place into shape!
